Cover art for The Never Settle Podcast

Iain Clifford

The Never Settle Podcast

Banks DON'T Lend Money with Iain Clifford

Published
July 22, 2026
Duration
1h 53m
Summary source
description
Last updated
Sep 27, 2026

Discusses self improvement.

Summary

Banks don’t lend money. They create it when you sign.In this episode we expose the accounting reality behind bank lending — how your signature authorizes credit creation, turning your promise to pay into a bank asset and new money into existence.We also explore serious claims that this system opens the door to:lawfully challenging historic bank charges an…

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Show notes

Banks don’t lend money. They create it when you sign.In this episode we expose the accounting reality behind bank lending — how your signature authorizes credit creation, turning your promise to pay into a bank asset and new money into existence.We also explore serious claims that this system opens the door to:lawfully challenging historic bank charges and paymentsdisputing the true nature and face value of mortgage agreementsquestioning whether banks ever had the money they claimed to lendOur g

Themes

  • self improvement